Why Rhode Island Housing?

For more than 40 years, Rhode Island Housing has been making it easier for people to call Rhode Island home. We offer an extensive line of loan options for first-time homebuyers, current homeowners and those looking to improve their home. We understand the pride that comes with being a homeowner and how important it is to have the resources necessary to maintain that home.

When you buy your home through Rhode Island Housing you have the peace of mind that comes with borrowing from a local, trusted lender who will work with you through the life of the loan. You will also benefit from our competitive rates and complete transparency throughout the process, protecting you from surprises later on down the road. At Rhode Island Housing, we encourage homebuyers to carefully select a home they can afford.

Benefits of borrowing from Rhode Island Housing:

  • Personal, local service
  • Great loan options
  • Competitive rates with no hidden fees
  • Assistance available to help first-time buyers afford down payments, closing costs and more

Now that you have learned a little bit about us, we hope you will explore our website to learn even more, and of course, contact us today if you would like to discuss in greater detail any of our programs or services.

Whether you are ready to get started or don’t know where to begin, our Mortgage Specialists and Loan Center staff are here to help get you home. Contact them directly at 401-243-0000 or use the links below for more information.

TAKE THE NEXT STEP

Contact a Mortgage Specialist or Participating Lender
If you have questions about pre-approval or are ready to apply for a loan, contact one of our Mortgage Specialists or Participating Lenders today.  
CONTACT A MORTGAGE SPECIALIST 
FIND A PARTICIPATING LENDER

Complete a pre-approval application
Use the links below to access the pre-approval application and get started on this important step.

Pre-approval Application - English

Pre-approval Application - Spanish