Become pre-approved

During this step, you will begin your pre-approval application. You will work one-on-one with a trained mortgage specialist and provide detailed documentation of your income, assets and employment history. We will also pull your credit report.

We will then provide you with a pre-approval amount – a conditional approval of the mortgage amount that we can finance.

Completing a Rhode Island Housing pre-approval application makes you a more attractive buyer and gives you greater negotiation power, allowing you to prove to property owners that you have your financing in order and are able to afford the property.

Requirements to complete our pre-approval form:

  • Two most recent pay stubs, or other proof of employment spanning the last 30 days
  • Two most recent W-2 forms
  • Detailed documentation of your income, assets and employment history
  • If self-employed, last two years Tax Returns

TAKE THE NEXT STEP

Contact a Mortgage Specialist or Participating Lender
Contact a Mortgage Specialist or Participating Lender to begin your pre-approval application.
CONTACT A MORTGAGE SPECIALIST 
FIND A PARTICIPATING LENDER

Download the pre-approval application
Use the links below to access the pre-approval application and get started on this important step.

Pre-Approval Application - English
 

Pre-Approval Application - Spanish



For pre-approval, contact:
Irene Pena
preapproval@rihousing.com