Why now is a great time to buy 
Understanding today's housing market is no simple task. No one organization understands Rhode Island's complex housing market the way that Rhode Island Housing does. Together with our partners, we continue to work toward creating a Rhode Island where all people who live and work here can afford a safe, healthy home that meets their needs.

The path to owning a home
The path to homeownership has several steps and detailed requirements. It will be an exciting and ultimately rewarding journey and we are dedicated to providing the support you need along the way.

1 Attend homebuyer education

Take a Homebuyer Education class and learn everything you need to know about buying a home. 


2 Get pre-approved

Completing a Rhode Island Housing pre-approval application makes you a more attractive buyer and gives you greater negotiation power.


3 Apply for a loan

Get in touch with the mortgage specialists at Rhode Island Housing and find out which loan is right for you.


4 Find a home

Work with a certified real estate professional to find the home that fits both your needs and your budget.


5 Sign a contract

By completing this step, you will finalize the terms of your loan and agreement, and legally take ownership of your home.


6 Close and become a homeowner

Complete the final requirements in the closing process and enjoy your new home!


News from Rhode Island Housing

Five Questions With: Kyle Seyboth
February 25, 2016

Serpa encourages residents to utilize homebuying program
February19, 2016

Hopkinton OKs septic loan program
February 17, 2016

Program for first-time homebuyers comes to Rhode Island
February 16, 2016

"R.I. Housing launches Renewed Homes program in 10 communities"
February 11, 2016


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